Terms of service.

Education, not advice

FemmeFi offers financial education. The course, workbook, emails and site explain concepts and help you prepare for decisions and conversations. They are not individualized investment, tax, legal or insurance advice, and using them doesn't create an advisory, fiduciary or client relationship with FemmeFi or with Shadia Bucciarelli.

Examples are illustrative. Financial rules, contribution limits, eligibility requirements and tax laws change, so check current official sources and talk with qualified professionals about your own situation. Any decisions you make are your own, and we can't promise any particular financial result.

Who can buy

You must be at least 18 and able to enter a binding agreement to buy the course.

Price and payment

The price is shown on the site and at checkout, in US dollars. It's a one-time payment, not a subscription. Sales tax is added where it applies. Payments are processed by Stripe, and you'll receive a receipt by email. Introductory or promotional prices may change, but a change never affects a purchase you've already made.

Your access

When your payment goes through, we create your course account and email you a sign-in link. Your purchase gives you a personal, non-transferable right to use the course for your own learning. You may not:

• share your sign-in or your access with anyone else;
• download, record, copy or redistribute the conversations, workbook or other course materials;
• resell, sublicense or publicly share the course or any part of it;
• use the course materials to build or promote a competing product.

We plan to keep the course available for a long time. If we ever stop offering it, we'll email you at least 60 days in advance.

Refunds

Because the course is available as soon as you buy it, purchases are generally final. If something isn't right, email shadia@femme-fi.com and we'll work with you to make it right, which may include a refund at our discretion. Refunds go back to your original payment method, and your access to the course ends when a refund is issued.

Your account

You sign in with a link or code sent to your email, so keep your email account secure. Let us know right away if you think someone else has used your account. We may suspend access that's being shared or misused, and we'll tell you why.

Your workbook

What you write in the workbook belongs to you. We store it only so you can use it, as described in our privacy policy.

Our content

The course, the conversations, the workbook, the site and the FemmeFi name and branding belong to FemmeFi and are protected by copyright and trademark law. Apart from the access described above, these terms don't give you any rights to them.

Using the site

Please don't try to break, overload, scrape or get around the security of the site or the course, and don't use them for anything unlawful.

Other services

Payments, email and video playback are provided by other companies (Stripe, Resend and Vimeo). Their own terms apply to their services, and we aren't responsible for them. Links to other websites are provided for convenience only.

Disclaimers

We work hard to keep the course accurate and the site running, but they are provided as is and as available. To the extent the law allows, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement. We don't promise the site will always be available or free of errors.

Limitation of liability

To the extent the law allows, FemmeFi and Shadia Bucciarelli won't be liable for any indirect, incidental, special, consequential or punitive damages, or for any financial losses arising from decisions you make. Our total liability for any claim related to the site or the course is limited to the amount you paid us in the twelve months before the claim. Some states don't allow these limits, so they may not all apply to you.

Indemnity

If you break these terms and someone brings a claim against us because of it, you agree to cover the reasonable costs, including legal fees, that we incur as a result.

Governing law

These terms are governed by the laws of the Commonwealth of Kentucky, without regard to its conflict of law rules. Any dispute will be handled in the state or federal courts serving Kenton County, Kentucky, unless the law where you live says otherwise. Before filing anything, please email us. Most problems can be solved with a conversation.

Changes to these terms

We may update these terms from time to time. We'll change the date at the top, and we'll email customers about significant changes. Changes never apply to a purchase made before they took effect.

Contact

Questions about these terms? Email shadia@femme-fi.com.